Pre-Xmas Money Saving Tips and Advice

It’s quite terrifying just how quickly Christmas seems to be coming around and, whether we like it or not, there are only a few weeks to go before the big day is upon us. Whether we’re organised or not will determine just how much stress we have to endure – the more planning we do, the better the chances of being able to take it all in our strides rather than drowning in a sea of wrapping paper, delivery notes and gift receipts. 

Why worry about what you’ve spent, when you’re looking at your bank account after Christmas - with a little forward thinking you can avoid this worry altogether. Here are some super shrewd money saving tips that will help you to ensure this Christmas is an affordable one. 

Be Savvy on the Internet 

Make sure that you’re getting the best value possible for any gifts you buy. Don’t just walk into the first store, or click on the first site online, and buy the things you need without checking that you’re getting a good deal. 

Shop around as much as you can and take into account any P&P that you may have to pay if you’re buying online. If you’re purchasing from a website that also has a high street shop, click and collect where possible so that you avoid the need to pay for postage. 

Keep an eye out for any online deals too – Amazon, for example, often give some great discounts of branded toys in the run up to Christmas, knocking substantial pounds off must-have toys such as the Imaginext Castle, Little People Playsets and computer games. Watch out for price changes and buy low!

Don’t let your frugality stop at gifts either – use to make sure you buy your festive food from the best value store, and use any vouchers you may have to make the bill more appealing. 

Write a List 

It’s easy to get carried away with Christmas shopping but you’re less likely to do that if you have a list. Build a spreadsheet using Excel and make a note of who you’re buying for, how much you’re spending and what you buy as you go along. If you know what you’re doing, you can also add formulas etc. to make the spreadsheet do all the calculations so that you don’t have to. 

Make Bespoke, Handmade Gifts 

Nothing will mean more to your loved ones than making something from the heart. Sure, you could go out and spend frivolously on the best things, but if you want to save money, make something instead. It’ll say “I love you” far more than spending money you don’t have will. 

Be sensible at Christmas, just like you are for the majority of the year, and you won’t have to grimace when you look at your early 2014 bank balance. 

Algene C.

The author is currently taking up law who blogs on her free time.

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